Hi,
I just wanted to add few comments. I work in a laboratory setting so I have experience with very dangerous chemicals and safety is very important to me. Whether it is an industrial chemical or a household item, it is always a good idea to ask questions about the hazards of the chemical. A good source to find information are "Material Safety Data Sheets" (aka MSDS). Here is one for Physan 20
http://www.igrowhydro.com/pest_and_D...san20-MSDS.pdf
MSDS should have information on how dangerous chemical is, whether it has any chronic hazards, and most importantly what proper protective equipment one should use.
One thing to understand is how long you are exposed to a chemical, how much, and how frequently. Typically MSDS covers worst case scenarios, but the possible dangers should not be taken lightly, after all it's our health.
Physan 20 MSDS recommends to wear Rubber or Neoprene gloves (Nitrlie are very good too) and a face shield or chemical goggles. MSDS also recommends to use this product in a well ventilated areas. While this sounds extreme for a household product, at the very least, safety glasses are a good idea in-case the product gets in the eyes. Ventilation is also important.
Sorry if I sound scary with the chemical danger. Usually with proper use and appropriate protective equipment it is safe to use majority of chemicals. The key is to check MSDS for guidelines.
Just thought I could be of some help.