I got this nice plant (anyone know what it is?) when I had surgery nearly 3 years ago, it has always done really well but now it has fuzzy white stuff on the soil and small white bugs!
Bugs might be gnats - they love moist potting mix. Mold happens. Probably not hurting the plant, but you may not want spores flying around your home. You can use hydrogen peroxide, or Physan. Or repot into fresh potting mix.