The Hospital/Insurance Run Around

[RJSquirrel]

I dont have any flowers to post, But have a need to Rant for my freinds here

I have decided to quit smoking this month for my 53rd birthday. Its my gift to me since no one else can afford my wishes any longer. BOY did this start a world of pain and aggravation. All I wanted to do is quit smoking so I can afford my new abode, save my lungs and about 400 bucks a month.

Doc orders CT scans, Cardiac Stress Test, Bloodwork from the Lab, X rays of my backside, Colonoscopy, Sleep study program bec I cant get but 2 hours sleep a day. I have never had any of these done and am told Oh you need to go get all that checked. No I dont. I cant afford healthcare even with insurance. Really ticked me off that they wouldnt even cover the prescription for the Zyban. You would think they would have covered this. Not.

I have never used my insurance at work but heard rumours of how crappy it is. I know how crappy it is now. All the above when done, and most of it wont be done is around 7500 bucks. BEC thats the maximum out of pocket expense after I have covered my 1500 dollar deductible. I know medical care is expensive now. 9000 dollars and there isnt anything wrong with me , they just want to look..YEAH Right go look somewhere else. I dont need nor want anyone probing my anus bec their curious.

So Im going to call the Doc up tomorrow and explain all this to him now. I can pay the co pays for the lab work for the blood but I just dont have 1500 dollars to cover deductibles and 5000 more to cover co pays for very expensive procedures and I feel fine. I can only guess what they had ordered If I had been feeling bad.

Anyway I know some of you have been thru this and didnt have a choise of whether or not you could pay bec you had to have it done. My sympathy for all of you who have these in your future.

Cause of Death on my toe tag shall read "Unable to pay Deductible"